Cash, Shopping,
Credit Cards and Debt
...
All parents strive hard to provide the very
best for their children. Some are lucky to
be born rich, but most of us have to work
to make ends meet. Unlike in our parents'
more frugal days when money was spent
mostly on necessities, today, spending moneys
has become something of a hobby or past-
time. With credit being too readily available,
many have fallen into the inevitable trap of +
living way beyond their means and racking
up massive debts.
Rich or poor, good money habits are
essential. Money is, after all, finite. The
simple dynamics of income and expense
apply, regardless of the colossal or meagre
amount one possesses. The concern is
universal: how do we inculcate good money
habits? As with most things, the trick is to
start early by encouraging discipline from a
very young age. Nothing happens overnight
